Creative Methods to Process Payments

ACH Payments

Automated Clearing House (ACH) is a worthy alternative for processing credit cards, debit, and checks. If your business doesn’t accept ACH payments from your customers, here’s why you should:

  • Save: lower processing fees

  • Safe: no more lost checks

  • Fast: direct transfers

  • Convenient: recurring billing

  • Flexible: great for B2C & B2B

  • Trusted: Used by U.S. Government

Check Cashing Services for MSBs & More

Every day, more and more banks close their doors on Money Service Businesses (MSBs) because they don’t want to deal with hefty government regulations. This leaves a lot of people in a tough spot, where they must either find a new provider fast or close their doors for good.

If you and your company are in a similar spot, don’t worry – we have a solution for you. Our agents are ready to quickly set you up with both an account as well as all the tools necessary (readers, scanners & more) to efficiently process checks. Get in touch and get back in business.

Merchant Cash Advances

Sometimes all it takes for a business to grow is an injection of capital. Merchant cash advances have certain advantages over traditional loans, and getting one may be just the ticket to take your company to new heights. Some benefits include:

  • No impact on credit score
  • No collateral required to apply
  • Quick way to acquire funding
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Whether you’re an entrepreneur who provides merchant cash advances or are looking for an advance of your own, reach out to us and see how we can help you grow your business.

Gift Card Programs

Do your customer acquisition efforts need a boost? Want another reliable, proven source of revenue? Since 1994, gift card programs have increased the customer base and profits of businesses across a diverse set of industries.

Not only are they a boon for business owners, but consumers also love gift card programs because of their convenience and simplicity.

If you’re thinking about creating a gift card program for your business, get in touch with our experts to help you find a supplier, integrate it into your POS system, and answer all of your questions.

Chargeback Prevention Services

Regardless if you’re running a low volume ecommerce store or a big retail enterprise, chargebacks are inevitable.

They’re a major pain for businesses, and can cause all sorts of issue if left unaddressed.

That’s where we come in.

With over 30 years of industry experience and an expansive range of strategies to reduce chargebacks, we’re ready to alleviate your chargeback woes and let you get back to business.

Loyalty Rewards Programs

There’s nothing more valuable to a business than a loyal customer. It’s simple – the more of them you have, the steadier your cash flow.

Rewards programs accomplish a variety goals, including:

  • encouraging repeat visits

  • incentivizing higher spending

  • word-of-mouth marketing

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The only problem is, these programs require a lot of time and coordination to get off the ground. That’s where ModernPay comes in. Click the link below and we’ll help walk you through the process.